August 15, 2025

In 2010, Hal Finney described the Bitcoin banks of the future. What did he say, and do we have such banks today?

In a 2010 Bitcointalk forum post, Hal Finney, a cypherpunk involved in Bitcoin from day one, described the way he sees the emergence of Bitcoin banks in the future. He believed that peer-to-peer Bitcoin transactions would be rare. Instead, people will use …

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